case studies /

KiKa – fair, fast and secure payment solution using open banking.

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    Direct from bank payments that are convenient and secure for merchants and their customers.

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    • Product Design
    • Engineering
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      Completed three funding rounds during this time, valuation increased four folds.‍ Three products have been released to market.

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      MOHARA's team have worked seamlessly across their UK and South African bases to build and test our payments product. They flexibly adjusted their work plans as we have changed our priorities.

      Philip Godden

      Head of Product and Co-founder


      About the business

      KiKa – fair, fast and secure payment solution using open banking. Reduced time, effort and cost for businesses when collecting payments, with more visibility and control over payments to customers.


      The Challenge

      Validating and generating business through building out a brand new customer-to-merchant payment solution using the UK's open banking regulations. The system needed to be secure, monitored by the FCA and scalable enough to facilitate thousands of payments a day.

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      The Solution

      Several secure, scalable and resilient payment products: products automatically scale with increased traffic. Powered by several micro-services, de-risking dependencies and increasing uptime. The products security have been confirmed by external penetration testers.

      The Outcome

      • Three products in market
      • Enterprise sale - three in finishing sales
      • Three funding rounds during this time, the valuation increased four folds